Best travel credit card reddit

If you want aspirational travel, ANA is definitely better than United in terms of point cost, but you should also factor convenience and flexibility. Knowing where you fly out of and how you book your flights would probably be helpful. Otherwise AMEX Platinum, Venture X, Chase Sapphire. The chase eco system doesn’t exist here in Japan.

Best travel credit card reddit. No cards require the use of a travel portal. It’s only for the highest multipliers. Just get a card that gives you 3x on all travel and book where you please and call it a day. Or, get a Hilton (or insert brand here) and put all hotels on it for crazy multipliers. Use an Amex Plat to book flights directly and get 5x.

Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.

The Capital One SavorOne Cash Rewards Credit Card is a nice option for people who like a night out. It pays 3% cash back on dining and entertainment, as well as popular streaming services and ... VX has Priority and Plaza lounges and is a good bet if you will use the $300 travel credit. Amex green is also an option. $150 AF and comes with $100 of loungebuddy credits per year. A typical cost is $40 for a visit, so you get roughly two free lounge visits per year. Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories. best business credit card. I currently have the AMEX Aeroplan Business Reserve card. My business spends about 200-300K a year on it. The vast majority of this is buying from electronic suppliers (smaller ones usually, but BestBuy and Amazon are frequently purchased from as well). I travel infrequently (for pleasure) with my …Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.Sallie Mae Mastercard: 5% cash back on gas and groceries AND Amazon.com. This is at the top of my list because the bonus categories don't change and they are useful to everyone. Citi Double Cash: 2% cashback on everything makes it a very good general card for purchases that don't have bonus categories. Fidelity Amex: ranks below the Double Cash ...Wells Fargo Autograph Journey℠ Visa® Card : Best for generous rewards on hotel spend. Capital One Venture Rewards Credit Card: Best travel credit card for beginners. Citi Premier® Card : Best ... Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories.

The Chase Sapphire Preferred® Card is our overall pick for the best no foreign transaction fee card. It has a fairly reasonable $95 annual fee, offers solid earning rates for flexible rewards ...Aug 1, 2023 ... Amex Aeroplan + CIBC visa infinite privilege aeroplan, best duo you can get for travel perks with Air Canada. Go with a Marriott card. Everyone is different, get the one that is the best for YOU. For a credit card, I'd suggest a Wells Fargo Autograph Visa for 3% back on all hotel spend regardless of the hotel you choose. This card has zero annual fee and zero foreign transaction fees. For a card with no minimum income requirements, here are a few options, they're mostly going to be Amex cards. Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt.I use Chase, Amex, Citi, and Capital One ecosystems. If someone is going to use only one, Chase or Amex are generally the best. Citi and Capital One are good "companion" ecosystems, but IMO they have too many caveats to use exclusively. One of the biggest reasons is that both make it difficult to accumulate points.ADMIN MOD. Credit Card Recommendation Flowchart: March 2023. Disclaimer: Amex has made some big changes recently (introducing per-family rules). This appears to still be in-progress and is in a somewhat …

I use Chase, Amex, Citi, and Capital One ecosystems. If someone is going to use only one, Chase or Amex are generally the best. Citi and Capital One are good "companion" ecosystems, but IMO they have too many caveats to use exclusively. One of the biggest reasons is that both make it difficult to accumulate points.107 votes, 221 comments. true. How do you get value out of the Venture X? It’s a good card but with so many places taking mobile wallet I’ve struggled to think of use cases for another premium card over a generic cash back card, especially since the AR covers travel too, unless the premium card has benefits you value (I wouldn’t say the VX has special …4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... Chase Sapphire Preferred® Card: This card offers a generous sign-up bonus, flexible redemption options, and bonus points on travel and dining purchases. American Express® Gold Card: With this card, you can earn points on dining and groceries, and it offers various travel benefits like airline fee credits and hotel perks.6 days ago · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons.

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Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay.In comparison, the best credit card for travel that many of her wealthy clients use is the Amex Platinum card, which comes with free travel insurance and other neat perks. There’s a few sites that compare credit cards available in Canada: You do not need to switch your banking to open a credit card at another bank.107 votes, 221 comments. true. How do you get value out of the Venture X? It’s a good card but with so many places taking mobile wallet I’ve struggled to think of use cases for another premium card over a generic cash back card, especially since the AR covers travel too, unless the premium card has benefits you value (I wouldn’t say the VX has special …1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …

Chase Sapphire Preferred. No foreign transaction fees, and you get 2 points per dollar on everything in the travel category (hotels, airfare, taxis) as well as restaurants. Those points are transferrable 1:1 to United miles, and to a few other programs, so the flexibility is some of the best out there. Sep 13, 2023 ... Sapphire Reserve is well, well worth it for us. It's really more like $200 w/ the travel credit, and it more than makes up for those $200 as ...Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.Jun 22, 2023 ... Whats the best credit card for travel? · Eastwest Krisflyer - low forex, high mile earning · BPI Visa Sig - low forex, lounge access · RCBC&nb...Oct 12, 2023 ... What's your travel credit card setup? · Amex Plat: flights, large purchases · Amex Gold: dining, grocery · Chase Sapphire Preferred: inter...Updated March 12, 2024. Travel credit cards help you earn valuable points and miles on your purchases. For maximum value, some cards earn rewards not only on … I was researching some of the top of the line travel credit cards (chase sapphire reserve, capital one venture X, Amex platinum) to try to learn the differences between point values as well as the rewards that go along with it. The big thing that stood out to me was that Amex gives you 5x points on flights that are booked through airline or ... Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. According to this, The EWB Krisflyer World Mastercard is the best travel credit card since Citi Premiere Miles has since devalued it's points system. The downside is you're restricted with SIA plus the AF of 5000 is non-waivable. Citi still is still one of the best travel cards in the Philippines despite the devaluation.Annual fee: $0. Other benefits and drawbacks: Like the Bank of America® Unlimited Cash Rewards Secured Credit Card * a minimum security deposit between $200 and 5,000 is required. Plus, the card ...the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.

The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.

Jun 7, 2023 · Capital One Venture Rewards Credit Card. Earn 75,000 bonus miles once you spend $4,000 on purchases within the first three months from account opening. 5 miles per dollar on hotels and rental cars booked and paid for in the Capital One Travel portal. 2 miles per dollar on all other purchases. Citi Premier Card. Find out which travel credit cards Redditors recommend for earning points, perks, and benefits when traveling abroad. Compare Chase Sapphire, Capital One Venture X, and more cards with pros and cons. What is the best travel credit card, that is a question worth a lot of money. There are a ton of blogs out there hawking credit cards that have giant lists of the "best" credit card, …The Chase Sapphire Reserve is the nearly identical card to which I’m comparing. Reserve’s fee is $500. The Chase Sapphire Preferred has the $95 fee but not as many benefits, i.e. no lounge access, no Global Entry or TSA Precheck reimbursement, slower point accumulation, lower sign on bonus. ripson_noogie • …1. Bank of America® Customized Cash Rewards credit card. at Bank Of America’s secure website. BEST OVERALL RATING. ★★★★★. 4.9. OVERALL …Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a ...Traveling in about a month and a half's time. I wanted to get a credit card that has no foreign transaction fees but would still be good for use in the states. I have a card that has no foreign transaction fees but it's an amazon card and gives 5% back on Amazon purchases and that's about all I use it for normally.

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Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022.The best starter travel credit cards - The Points Guy. Advertiser disclosure. Guide. 7 of the best starter travel credit cards. Ethan Steinberg. June 07, 2023. 20 min …Creek0512 • 1 mo. ago. Wells Fargo Autograph is the best no fee travel card, 3% back on travel, dining, gas, and streaming. No annual fee, no foreign transaction fee, and it's a Visa. Capital One SavorOne also has no annual fee and no FTF and 3% back on grocers, dining, and entertainment; so would be good everyday card. Alternatively, Amex Blue Cash Preferred has 6% on groceries, streaming, and 3% on gas & transit. Citi Custom Cash offers 5% back on your highest spending category up to $500/year (could use for travel, transit- full list on their website) Citi double cash offers 2% flat rate - similar to Apple Card but not restricted to apple pay. May 14, 2023 ... Either Chase Sapphire Preferred or United Explorer card are good entry-level travel cards for someone in your situation. (maybe get both?) If ...Why We Chose It. The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket.I think that for a jack-of-all-trades travel card, the two best right now are the Chase Sapphire Preferred ($95) and the Capital One Venture X ($395). The CSP is easier to …Nov 10, 2023 ... No offense but you should find a credit card that fits your lifestyle. Chase will do the job, also Amex will do, but you need to know how to get ... ….

The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...Oct 21, 2023 ... Best rewards card for domestic travel? · Sapphire Preferred (CSP):. 3.1x on dining, online grocery, & streaming. 2.1x on travel/transit.Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …Capital One has a $395 annual fee for the Venture X but comes with a $300 travel credit that can help you knock down the annual fee but the travel credit must be used on their portal. The Chase Sapphire cards advertise that you can redeem points at 1.25x (Preferred) or 1.5x (Reserve) but this is for their travel portal.It’s so worth it. Credit cards are also a lot safer than debit cards. Much better for personal finance reasons. Also nearly all good credit cards have 0 international transaction fees. Chase Sapphire (another good card) JetBlue, delta America express, etc. Virtual cards on the Apple Wallet is also extremely convenient.ING is the best in terms of cash since they don't charge any atm fees. Best combo is ING for cash and a no foreign transaction fee credit card for all non cash purchases. I actually used to have an ING account not too long ago but have never used them overseas. Up which is what I use currently ditched ATM fee's aswell.Absolutely worth it. If you pay off the balances in full and plan strategically, you travel for free and in style. For example, my girlfriend and I are going to Europe this summer. Thanks to some strategic credit card planning, we didn't pay a cent to stay in the Waldorf Astoria in Rome for 6 days (out of pocket cost would've been $1,500).best business credit card. I currently have the AMEX Aeroplan Business Reserve card. My business spends about 200-300K a year on it. The vast majority of this is buying from electronic suppliers (smaller ones usually, but BestBuy and Amazon are frequently purchased from as well). I travel infrequently (for pleasure) with my …May 22, 2022 ... Honestly as a relatively low spender myself I find that the citi trifecta serves me pretty well, at least its great for budget travel which is ... Best travel credit card reddit, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]